Merchantrade Insure Life

Secure your next generation’s future now / Protect your loved ones future with Life Insurance

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Has someone passed away and left the family with mounting debt on funeral cost, expenses, and emergency fund? Sounds familiar? Take care of your family even after you’ve passed on.

Get yourself covered today with a Term Life Insurance policy

What you get with this policy:

  • Up to RM20,000 claim in the event of death
  • No medical checkup
  • Instant cover with all digital purchase
  • Provide 24 hours worldwide protection
  • Fastest payout – 5 working days

How much does it cost you? We’ve got flexible plans for you.

  • Premium To Pay
  • Sum insured: any death
  • Sum insured: specific mosquito related illness

  • Plan A

  • RM24/yearly
  • RM8,000
  • RM16,000
  • Buy Now
Lowest Premium

  • Plan B

  • RM12/yearly
  • RM4,000
  • RM8,000
  • Buy Now

  • Plan C

  • RM60/yearly
  • RM20,000
  • RM40,000
  • Buy Now

Plan A

Premium To Pay

RM22/yearly

was RM24
Reduced by 8%
Sum insured
  • any death RM8,000
  • mosquito related illness RM16,000
  • Buy Now
Best value for money

Plan B

Premium To Pay

RM50/yearly

was RM60
Reduced by 17%
Sum insured
  • any death RM20,000
  • mosquito related illness RM40,000
  • Buy Now
Lowest Premium

Plan C

Premium To Pay

RM12/yearly


Sum insured
  • any death RM4,000
  • mosquito related illness RM8,000
  • Buy Now

Going for a short trip and want to be protected in case of emergencies? No problem! We got monthly plan for you!

  • Premium To Pay

  •  
     Sum insured: any death
     
  • Sum insured: specifc illness dengue specific mosquito related illness

  • Plan D

  • RM5/monthly
  • RM20,000
  • RM40,000
  • Buy Now
Policy Wording | Product Disclosure Sheet

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Frequently Ask Question (FAQs)

Can I buy if i'm not Malaysian?

Yes, as long as you are residing in Malaysia. We can even remit the sum insured to your nominee living outside of Malaysia

Who can apply?

Healthy people between 18 years old to 60 years old for new purchases. Renewable up to 65 years old

Does it covers Covid-19 death?

Yes! It covers death due to all causes be it accident or sickness

Is this the most affordable life insurance?

It comes under Perlindungan Tenang - the national initiative to provide simple and affordable insurance. Learn More

Do I need to go for a medical check?

Absolutely not! You only need to answer 1 simple question during registration and there’s no waiting period too. You’ll be instantly covered once your policy is registered.

Can I cancel anytime

Yes and you’ll get a full refund if you cancel within the first 15 days

Claim the RM75
Perlindungan Tenang Voucher
For Bantuan Prihatin Rakyat
(BPR) Recipients Only

Claim the RM75
Perlindungan Tenang Voucher
For Bantuan Prihatin Rakyat
(BPR) Recipients Only

Claim Now