MInsure Xtra

Get income replacement in difficult times

Are you a part-timer or a freelancer being paid by the day or hour? Don’t get income to pay bills or groceries when you’re hospitalized or on MC?

Does your family have emergency funds in the event you pass away?

Get yourself protected with Merchantrade Insure Xtra policy.

What you get with this policy:

  • Hospital Allowance of RM50/24 hours and Temporary Disablement Allowance of RM100 (every 5 days) up to a maximum combined limit of RM2,000
  • Up to RM9,000 claim in the event of Accidental Death or Accidental Permanent Disablement
  • Funeral Allowance of RM2,000 for death due to illness or accident
  • No medical record required
  • Provide 24 hours worldwide protection

How much does it cost you?

  • Premium To Pay
  • Accidental Death/Permanent Disablement
  • Hospital Allowance
  • Temporary Disablement Allowance
  • Funeral Allowance
  • Local Ambulance Fees
  • Reimbursement for Wheelchair or Prostheses
  • 12 Months

  • RM120
  • RM9,000
  • RM50/day
  • RM100/every 5 days
  • RM2,000
  • RM1,000
  • RM1,000

Frequently Asked Question (FAQs)

Is this insurance trustworthy?

Our MInsure Xtra is underwritten by AXA Affin General Insurance Berhad, one of the largest insurers in the world

Can I buy if i'm not Malaysian?

Yes, as long as you are residing in Malaysia. We can even remit the sum insured to your nominee living outside of Malaysia

Who can apply?

Healthy people between 18 years old to 65 years old for new purchases. Renewable up to 75 years old

Can I change my nominee details?

Yes, of course! Give us a call at 1300-88-8606 or email us at [email protected]

Do I need to go for a medical check and is there a waiting period?

Absolutely not! We’re removing the fuss for you and making it simple to get insured

Can I cancel anytime?

Yes and you’ll get a full refund if you cancel within the first 15 days