Merchantrade Insure Life

Secure your next generation’s future today with life insurance.

Has someone passed away, leaving their family struggling with mounting debts from funeral costs, expenses, and emergency funds? If this sounds familiar, you can protect your loved ones by ensuring they are cared for even after you pass away.

Get yourself covered today with Merchantrade Insure Life insurance

What you get with this policy:

  • Up to RM20,000 claim payout in the event of death
  • No medical checkup required
  • Instant coverage activation with digital purchase
  • 24 hours worldwide protection
  • Fastest claim payout — within 48 hours upon claim approval
  • Worldwide payment to beneficiary’s home country

How much does it cost you? We’ve got flexible plans for you.

  • Premium To Pay
  • Sum insured: any death
  • Sum insured: specific mosquito related illness
  • Plan A

  • RM24/yearly
  • RM8,000
  • RM16,000
Lowest Premium
  • Plan B

  • RM12/yearly
  • RM4,000
  • RM8,000
  • Plan C

  • RM60/yearly
  • RM20,000
  • RM40,000

Plan A

Premium To Pay

RM22/yearly

was RM24
Reduced by 8%
Sum insured
  • any death RM8,000
  • mosquito related illness RM16,000
  • Buy Now
Best value for money

Plan B

Premium To Pay

RM50/yearly

was RM60
Reduced by 17%
Sum insured
  • any death RM20,000
  • mosquito related illness RM40,000
  • Buy Now
Lowest Premium

Plan C

Premium To Pay

RM12/yearly


Sum insured
  • any death RM4,000
  • mosquito related illness RM8,000
  • Buy Now

Going for a short trip and want to be protected in case of emergencies? No problem! We got monthly plan for you!

  • Premium To Pay

  •  
     Sum insured: any death
     
  • Sum insured: specifc illness dengue specific mosquito related illness
  • Plan D

  • RM5/monthly
  • RM20,000
  • RM40,000

Frequently Ask Question (FAQs)

Yes, as long as you are residing in Malaysia. We can even remit the sum insured to your nominee living outside of Malaysia​

Healthy people between 18 years old to 60 years old for new purchases. Renewable up to 65 years old​

Yes! It covers death due to all causes be it accident or sickness​

It comes under Perlindungan Tenang – the national initiative to provide simple and affordable insurance. Learn More

Absolutely not! You only need to answer 1 simple question during registration and there’s no waiting period too. You’ll be instantly covered once your policy is registered.​

Yes and you’ll get a full refund if you cancel within the first 15 days​

Pre-existing conditions are excluded within the first six (6) months from the policy effective date

Pre-existing Condition shall mean disabilities that the Life Assured has reasonable knowledge of before the policy effective date. The Life Assured may be considered to have reasonable knowledge of a pre-existing condition where the Life Assured’s condition is one for which:

(a) The Life Assured had received or is receiving treatment; or

(b) Medical advice, diagnostic evidence, care, or treatment has been recommended; or

(c) Clear and distinct symptoms are or were evident; or

(d) Its existence would have been apparent to a reasonable person in the circumstances.

Claim the RM75
Perlindungan Tenang Voucher
For Bantuan Prihatin Rakyat
(BPR) Recipients Only

Claim the RM75
Perlindungan Tenang Voucher
For Bantuan Prihatin Rakyat
(BPR) Recipients Only

Claim Now