Merchantrade Insure Life
Secure your next generation’s future today with life insurance.
Has someone passed away, leaving their family struggling with mounting debts from funeral costs, expenses, and emergency funds? If this sounds familiar, you can protect your loved ones by ensuring they are cared for even after you pass away.
Get yourself covered today with Merchantrade Insure Life insurance
What you get with this policy:
- Up to RM20,000 claim payout in the event of death
- No medical checkup required
- Instant coverage activation with digital purchase
- 24 hours worldwide protection
- Fastest claim payout — within 48 hours upon claim approval
- Worldwide payment to beneficiary’s home country
How much does it cost you? We’ve got flexible plans for you.
Plan A
Premium To Pay
RM22/yearly
Reduced by 8%
Sum insured
- any death RM8,000
- mosquito related illness RM16,000
- Buy Now
Plan B
Premium To Pay
RM50/yearly
Reduced by 17%
Sum insured
- any death RM20,000
- mosquito related illness RM40,000
- Buy Now
Plan C
Premium To Pay
RM12/yearly
Sum insured
- any death RM4,000
- mosquito related illness RM8,000
- Buy Now
Going for a short trip and want to be protected in case of emergencies? No problem! We got monthly plan for you!
- Premium To Pay
Sum insured: any death
- Sum insured: specifc illness dengue specific mosquito related illness
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Plan D
- RM5/monthly
- RM20,000
- RM40,000
Frequently Ask Question (FAQs)
Yes, as long as you are residing in Malaysia. We can even remit the sum insured to your nominee living outside of Malaysia
Healthy people between 18 years old to 60 years old for new purchases. Renewable up to 65 years old
Yes! It covers death due to all causes be it accident or sickness
It comes under Perlindungan Tenang – the national initiative to provide simple and affordable insurance. Learn More
Absolutely not! You only need to answer 1 simple question during registration and there’s no waiting period too. You’ll be instantly covered once your policy is registered.
Yes and you’ll get a full refund if you cancel within the first 15 days
Pre-existing conditions are excluded within the first six (6) months from the policy effective date
Pre-existing Condition shall mean disabilities that the Life Assured has reasonable knowledge of before the policy effective date. The Life Assured may be considered to have reasonable knowledge of a pre-existing condition where the Life Assured’s condition is one for which:
(a) The Life Assured had received or is receiving treatment; or
(b) Medical advice, diagnostic evidence, care, or treatment has been recommended; or
(c) Clear and distinct symptoms are or were evident; or
(d) Its existence would have been apparent to a reasonable person in the circumstances.
Perlindungan Tenang Voucher
For Bantuan Prihatin Rakyat
(BPR) Recipients Only
Claim the RM75
Perlindungan Tenang Voucher
For Bantuan Prihatin Rakyat
(BPR) Recipients Only