Valyou is a Malaysian mobile financial services business unit under the Merchantrade Asia Sdn Bhd Group (Merchantrade) licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Send money from Malaysia to Indonesia, Nepal, Bangladesh, India, Pakistan, Philippines, Vietnam, China and Cambodia via mobile wallet app. Valyou mobile wallet app features also include peer-to-peer transfer, prepaid top-up, bill payment and more.
With our extensive international partnership, you can send money directly to a bank account, via a cash pickup agent or through home delivery service
With Valyou, you can purchase prepaid top-up for service providers in Malaysia and overseas at over 1,300 locations and using your smartphone.